Personal Finance

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Article

How EBITA Differs from Other Metrics and What That Means for Startups

Understand EBITA to see your startup’s true operational profit and how it differs from EBITDA, net income, and cash flow for smarter financial decisions.
Author
Neve
2025-08-04 14:33:07
Article

What You Need to Know About Proforma Invoices

A proforma invoice outlines pricing, terms, and delivery details before a sale, helping you clarify costs, negotiate, and avoid misunderstandings.
Author
Maggie
2025-08-04 11:06:11
Article

What to Know About Cashback Safety Before You Sign Up

Cashback safety tips: protect your data, avoid scams, and choose secure platforms before signing up for cashback rewards or apps.
Author
Maggie
2025-08-04 10:33:00
Article

FHA Loan Process Explained and How to Apply Successfully

Understand FHA loan requirements, steps to apply, and tips for approval. Learn how to qualify, gather documents, and complete the FHA loan process
Author
Tomas
2025-08-02 18:09:45
Article

CPF vs CNPJ which one do you need and how to apply

CPF or CNPJ: Find out which you need in Brazil, what each is for, and how to apply as an individual or business, including key requirements and steps.
Author
Max
2025-07-31 18:23:46
Article

Which free business checking account is right for your business

Free business checking accounts compared—find the best fit for your business needs, from no fees to high-yield options and digital banking features.
Author
Neve
2025-07-31 17:52:06
Article

Best Practices for Saving Money on International Card Payments

Avoid international transaction fees while traveling by choosing the right cards, paying in local currency, and using partner ATMs for smarter spending.
Author
Neve
2025-07-31 15:13:22
Article

Unlocking Tax-Free Shopping in Italy for International Visitors

VAT refund Italy guide: Non-EU tourists can claim tax-free shopping by following key steps, meeting purchase minimums, and submitting forms at departure.
Author
Maggie
2025-07-31 14:42:03
Article

Understanding Gift Tax Exclusions for 2025

Transfer without tax in 2025 by using the $19,000 annual gift exclusion and $13.99M lifetime exemption. Know IRS rules for tax-free transfers.
Author
Reggie
2025-07-31 14:26:45
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