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Stock Trading Basics Tutorial

Remittance is when you actively transfer money to people or merchants far away through banks or payment institutions. It's particularly convenient and fast, especially suitable for transferring money to family members or merchants in other locations.

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The foreign exchange market is the world's largest financial market, with daily trading volume exceeding $6 trillion, operating 24 hours continuously (Sydney → Tokyo → London → New York). Its core mechanism is currency pair trading, achieving profits through exchange rate fluctuations. For example, EUR/USD represents buying euros with US dollars, and an exchange rate of 1.1200 means 1 euro is exchanged for 1.12 US dollars. Market participants include banks, institutional investors, hedge funds, and retail traders, who conduct matching through electronic trading platforms (such as EBS, Reuters), forming a global liquidity network.

U.S. stocks refer to the American stock market, mainly traded through platforms such as the New York Stock Exchange and NASDAQ, represented by technology stocks (such as Apple, Google) and blue-chip stocks (such as Coca-Cola, Walmart).

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To open an account in Beijing, a residence permit is not required, but non-local residents need to provide auxiliary proof of residence; the entire process can be completed online, supporting the opening of Type I debit cards through mainstream bank apps such as ICBC, China Construction Bank, and China Merchants Bank; digital RMB wallets can be opened independently without the need to open a traditional account first.